Enove Collection is our innovative local payment collection solution which is designed to revolutionize the way you collect payments and also how you process credit and debit card payments.
With our system, you can effortlessly collect payments or process card transactions at your clients’ preferred points of convenience, ensuring a seamless and hassle-free experience for both you and your customers.
In areas where our merchant doesn’t have a physical presence, through our merchant settlements feature, we can collect funds on their behalf.
With our robust and secure PCI/DSS compliant cards gateway, you can confidently facilitate seamless global collections.
The payment flow may vary slightly from country to country, however below is the general steps to complete a local collection or card processing.
Customers place an order on the merchant website and pays using their most preferred payment methods. ( E.g. cards or alternative payment methods )
Enove Collection completes payment via Mobile/Bank Transfer (for local payout solution) or Card Processing and promptly notifies merchants via API with real-time transaction updates.
Upon receiving an API notification, the merchant promptly proceeds to fulfill the customer's order. The collections and requests settlement are easily viewed on their dashboard.
Merchants gain immediate access to their collected funds by initiating a settlement request, ensuring prompt availability of funds. Our efficient system typically completes the settlement process within 24 hours, providing merchants with quick access to their funds.
Merchants also have the flexibility to transfer funds from their collection wallet to the payout wallet. This enables them to conveniently utilize the funds for making payments.
Merchants gain immediate access to their collected funds by initiating a settlement request, ensuring prompt availability of funds. Our efficient system typically completes the settlement process within 24 hours, providing merchants with quick access to their funds.
Merchants also have the flexibility to transfer funds from their collection wallet to the payout wallet. This enables them to conveniently utilize the funds for making payments.
Expand your business beyond geographical boundaries with confidence. With our solution, you can enter new markets and increase your revenue streams. Our PCI/DSS compliant payment gateway ensures the highest level of data security for both you and your customers.
Rely on our secure gateway to enable hassle-free and efficient collections, giving your business the edge it needs to thrive on a global scale.
Access the API documentation here - API Documentation
Settlement is swift, once the merchant makes a settlement request it is actioned as soon as possible, upto a maximum of 24 hrs.
This varies from country to country but you can view both collection and payout transaction limits here - African Collections Transaction Limits
This varies from country to country but you can view both collection and payouts transaction limits here - Latin America ( LATAM) Collections Transaction Limits
Our team will provide you a full list of the KYC requirements before you begin collection.
Yes we have a hosted card processing solution. Our team will guide you on how to onboard
Between 1% to 3% above the XE.com rates.
Server to server for the cards. For local payment methods, server to server integration except in South Africa where we have a redirect.
Yes we do have a staging environment.
Yes we do provide live credentials once integration is complete.
Didnt find what you were looking for? Contact: partnerships@enovepay.com
For cards, it is automated. For the local payment methods, it is manual.
Daily Balance Reports can be viewed under the client portal. Transaction Reports are provided with the amount and date/time. However we display cumulative balance being held on an account at that particular time.
Yes we have a portal for merchants.
We are an aggregator. We work with banks, and as such, we are covered by the licenses of the banks.